Is 100% Financing Fantasy or Reality?

This is a question I have been asked SO often lately. Well, OK... you're right. No one has actually asked it in THOSE WORDS, but I know they're thinking it! They've asked things like:

"How much do we need to have for a down payment? I don't think we have enough."

or

"Are there any down payment assistant programs available for us?"

or

"Do they even offer down payment assistance anymore?"

The Lending Industry has changed SO MUCH in the past decade, it's understandable why there is so much confusion. I have to be honest, until recently, I thought the answer was "NO." I was sure 100% loans were a thing of the past!

HOWEVER.... I just had a closing on the Listing side where my Seller and I learned about an almost unbelievable 100% financing program. It's one of those "You gotta see it to believe it" it things... but I'm telling you, we SAW IT. And it's REAL. Now I can't wait to get some of my buyers who were desperate to buy but worried about affording it into this program!

Allow me to introduce you to:

NACA = Neighborhood Assistance Corporation of America is a non-profit who specializes in helping homeowners afford their homes. And this is not even a down payment assistance program! They offer true 100% financing with no closing costs and an interest rate buy down program that results in truly UNBELIEVABLE interest rates, thus making the payments super affordable. I'm talkin' interest rates that are as low as ZERO POINT something... I'm tellin' ya!! Head over to their site (in a new tab so you can come back here and leave me a comment about what you found!) and click "See The Testimonials" then hover over each photo and check out their rates.

So now you're thinking, what's the catch? Well, the catch is.... it takes time. This is not a quick 30-day loan process (do those even exist anymore?!), but is So. Worth. It. If you have time to attend the workshops (free) go to counseling (free) and make a budget (free) then you can't go wrong.

Go. Now. Read more at their website https://www.naca.com/, register for the next workshop near you and then come back and tell me about it!! When you're ready, I'd be thrilled to help you find your Cobb or Paulding County Dream Home that will be more affordable than ever!!